The Chamber’s Public Policy team will continue to provide you with the most up to date state and federal information that you can use right now for your business and your employees. We thank our public officials for recognizing that businesses need immediate assistance as you work to stay above water and be helpful to your employees.
 
We continue to be in daily communication with our legislative leaders and staff to monitor progress and will update you immediately on results from which you may be able to benefit.  
 
Please contact us with any questions you may have.

The Chamber's Coronavirus Resource Guide

Public Policy Team Contact Information:
Brittney Waylen: [email protected] | 610-739-1642
Matt Powell: [email protected] | 610-810-6412
March 15, 2021
​
PA Restrictions on Restaurants Eased

Today, Governor Wolf announced changes to restrictions on restaurants in Pennsylvania.

Beginning April 4, restaurants may:
  • Resume bar service
  • Alcohol service will be allowed without the purchase of food
  • The curfew for removing alcoholic drinks from tables will be lifted
  • Indoor dining capacity will be raised to 75 percent for those restaurants that are currently self-certified and those that undergo the self-certification process
  • Restaurants that do not self-certify, may raise capacity to 50 percent
  • Outdoor dining, curbside pick-up and takeout are still encouraged.

Requirements such as mask-wearing, and social distancing, including 6 feet between diners, also still apply.

Capacity for other businesses also will be increased effective April 4, including moving personal services facilities, gyms and entertainment facilities (casinos, theatres, malls) to 75 percent occupancy.

Maximum occupancy limits for indoor events allow for 25% of maximum occupancy, regardless of venue size, and maximum occupancy limits for outdoor events allow for 50% of maximum occupancy, regardless of venue size. Maximum occupancy is permitted only if attendees and workers are able to comply with the 6-foot physical distancing requirement.

To view the Governors press release click here.


Attention Businesses in the Restaurant and Hospitality Industry!

You can now apply for grants to help offset the costs incurred by the COVID-19 pandemic and restrictions.

This new grant offers funding to eligible hospitality industry businesses including hotels, restaurants, bars and taverns that fall into the following North American Industry Classification System (NAICS) codes: Accommodations subsector (721) or Food Services and Drinking Places subsector (722).

Grant awards will be made in increments of $5,000 up to a maximum amount of $50,000 to cover eligible expenses.

Applicants must be a for-profit entity that meets each of the following:
  • Is not publicly traded
  • Experienced a reduction in revenue of at least 25% in gross receipts between comparable quarters in 2019 and 2020
  • Was in operation as of February 15, 2020
  • Has fewer than 300 full-time equivalent employees
  • Has a maximum tangible net worth of not more than $15,000,000​

Guidelines for the grant program are as follows:
  • Grants are awarded to eligible applicants for the purpose of alleviating revenue losses and for paying eligible operating expenses
  • Eligible operating expenses include:
  • Payroll
  • Mortgage obligation
  • Rent
  • Utility costs
  • Operating expenses must have occurred between March 1, 2020 and June 15, 2021 and before the submission of an application
  • A grant may not be used to pay for the exact same operating expenses already covered by a federal PPP loan or DCED’s prior $225 million Small Business Assistance Program

Priority will be given to applicants that:
  • Have not received a loan or grant issued under the authority of the Commonwealth or the Commonwealth’s political subdivision or by the Federal Government under the CARES Act or Consolidated Appropriations Act, 2021
  • Were subject to closure by the proclamation of disaster emergency issued by the Governor on March 6, 2020
  • Can demonstrate a reduction in revenue in gross receipts of 50% between comparable quarters in 2019 and 2020

You need the following documentation to apply:
  • Type and Structure of business
  • Employer Identification Number (EIN) or Social Security Number or Individual Taxpayer Identification Number (ITIN) of business owner
  • NAICS Code (6-digit number used to identify the type of business you are operating, can be found on the first page of most tax returns)
  • Number of full-time and part-time employees pre-COVID and currently

PLEASE CONTACT THE BELOW ORGANIZATIONS TO APPLY:

Carbon County: Carbon Chamber & Economic Development Corp.

Lehigh and Northampton Counties: The Rising Tide

Monroe County: Pocono Mountains Economic Development Corp.


Restaurant Revitalization Fund 

On March 11, President Biden signed into law The American Rescue Plan which establishes a $25 billion “Restaurant Revitalization Fund” (RRF). 

The RRF offers eligible businesses a tax-free federal grant equal to the amount of its pandemic-related revenue loss, calculated by subtracting its 2020 gross receipts from its 2019 gross receipts. 

Businesses eligible to apply for funds under this program include:
  • restaurant, food stand, food truck, food cart, caterer, saloon, inn, tavern, bar, lounge, brewpub, tasting room, taproom, licensed facility or premise of a beverage alcohol producer where the public may taste, sample, or purchase products, or other similar place of business in which the public or patrons assemble for the primary purpose of being served food or drink. 
  • Businesses must have been open before February 15, 2020 and have 20 or fewer locations to be eligible
  • Publicly-traded companies are ineligible​

Eligible expenses include:
  • Payroll
  • Principal or interest on mortgage obligations
  • Rent
  • Utilities
  • Maintenance, including construction to accommodate outdoor seating
  • Supplies such as protective equipment and cleaning materials
  • Normal food and beverage inventory
  • Certain covered supplier costs
  • Operational expenses
  • Paid sick leave
  • Other expenses that the SBA determines to be essential to maintaining operations


For an initial 21-day period, the SBA will prioritize awarding grants for small business concerns owned and controlled by women, veterans, or socially and economically disadvantaged small business concerns.

The total grant amount for an eligible business and any affiliated businesses is capped at $10 million and is limited to $5 million per physical location of the business.

Grants are not taxed like income and all normal federal tax deductions are protected.

Grant funds must be spent by December 31, 2021.

The Small Business Administration is currently working on developing the application for the program. Applications for the program are expected to be accepted in May or June of this year.
March 11, 2021

$1.9 Trillion COVID-19 Stimulus Signed into Law

Today, President Joe Biden signed the American Rescue Plan into law. Here's what it means for your business:

Extension of the Employee Retention Tax Credit:
  • Extends credit through December 31, 2021
  • Allows businesses with PPP loans to also seek Employee Retention Tax Credits
  • Businesses who have experienced a full or partial suspension of operations due to a COVID government order or a decline in gross receipts of 20% or more are eligible for a tax credit
  • The available credit is 70% of wages paid to each employee (on maximum wages of $10,000 per quarter per employee) in 2021

Unemployment Benefits:
  • Extends the $300 unemployment weekly supplemental benefit through Sept. 6, 2021
  • Makes the first $10,200 of unemployment benefits tax-free for people with incomes of less than $150,000 for 2020 only

Families First Coronavirus Response Act Tax Credit:
  • Extends the FFRCA tax credit to employers who voluntarily offer paid leave under the act's emergency sick-leave and family-leave provisions
  • The paid family leave credit is up to $12,000 and covers up to $200 per day and is increased to 60 days
  • Employers can claim an additional family leave credit up to $2,000 of qualified family leave wages plus emergency paid sick leave up to an additional 10 days
  • Eligible employers can claim a federal payroll tax credit for 100% of qualified leave payments.
  • Extends the tax credit through September 30, 2021

Paycheck Protection Program:
  • Allocates another $7.25 billion in PPP loans
  • Expands eligibility to apply to more nonprofits

Funds for the Restaurant and Hospitality Industry:
  • Provides $28.6 billion for the restaurant and hospitality industry
  • The bill allows for grants equal to the pandemic-related revenue loss of up to $10 million per entity, or $5 million per physical location
  • The grants can be used for many operational expenses such as payroll, mortgage, rent payments, utilities, and supplies

Direct Payments to Individuals:
  • Payments are based on 2019 or 2020 tax returns
  • Individuals earning up to $75,000 in adjusted gross income (AGI) will get direct payments of $1,400
  • Partial payments are available only to individuals making up to $80,000 AGI and couples earning $160,000 AGI
  • Married couples earning up to $150,000 in adjusted gross income will get $2,800
  • Eligible recipients also will receive $1,400 for each of their dependents

Note: The Greater Lehigh Valley Chamber of Commerce sent a letter to Senators Casey and Toomey, along with our Lehigh Valley Congressional Delegation outlining our concerns with several provisions in this legislation.

To read the letter we sent, please click here.
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January 8, 2021

PAYCHECK PROTECTION PROGRAM REOPENS MONDAY, JANUARY 11

The U.S. Small Business Administration (SBA) and U.S. Treasury Department announced that the Paycheck Protection Program (PPP) will reopen January 11 for new borrowers and certain existing PPP borrowers.

On January 11, community financial institutions will be able to make First Draw PPP loans and Second Draw PPP loans on Wednesday, January 13.

The PPP will open to all participating lenders shortly thereafter. Click here for more information.

Key Paycheck Protection Program updates include:
  • PPP borrowers can set their PPP loan’s covered period to be any length between 8 and 24 weeks to best meet their business needs
  • PPP loans will cover additional expenses, including operations expenditures, property damage costs, supplier costs, and worker protection expenditures
  • The Program’s eligibility is expanded to include 501(c)(6)s, housing cooperatives, destination marketing organizations, among other types of organizations
  • The PPP provides greater flexibility for seasonal employees
  • Certain existing PPP borrowers can request to modify their First Draw PPP Loan amount
  • Certain existing PPP borrowers are now eligible to apply for a Second Draw PPP Loan
  • Businesses may now deduct expenses paid for with the PPP loan
  • Simplified loan forgiveness for loans under $150,000

For more information on how to apply click here.

To download the PPP application form click here.
December 30, 2020

Pennsylvania COVID-19 Update: This afternoon, Governor Wolf announced the limited-time mitigation orders put into effect on December 12 will expire, as originally intended, on Monday, January 4 at 8AM.

On Monday, mitigation efforts will revert to the orders that were in place on December 11. Mitigation orders that will remain in effect include:

Restaurants:
  • Self-certified restaurants may open at 50% capacity for indoor dining; Restaurants that have not self-certified are at 25% capacity for indoor dining
  • On-premises alcohol consumption prohibited unless part of a meal; cocktails-to-go and carryout beverages are allowed
  • Serving alcohol for on-site consumption must end at 11 p.m., and all alcoholic beverages must be removed from patrons by midnight

Business, work, school, child care and congregate settings
  • Child care may open, complying with guidance
  • Congregate care restrictions in place
  • Prison and hospital restrictions determined by individual facilities
  • Schools subject to CDC and commonwealth guidance
  • Telework must continue unless impossible
  • Businesses with in-person operations must follow updated business and building safety requirements
  • Masks are required in businesses
  • All in-person businesses may operate at 75% occupancy, except where noted
  • Personal care services (including hair salons and barbershops) open at 50% occupancy and by appointment only
  • Indoor recreation and health facilities (such as gyms and spas) open at 50% occupancy with appointments strongly encouraged; fitness facilities directed to prioritize outdoor activities
  • All entertainment (such as casinos, theaters, and museums) open at 50% occupancy
  • Construction at full capacity with continued implementation of protocol
  • Hospitals are still being monitored to determine if elective procedure reductions should be ordered regionally
  • The out-of-state testing requirement is still in place
  • Local governments may still have more strict guidance in place

Social Restrictions
  • Gatherings limits determined using maximum occupancy calculator
  • Face coverings are required to be worn indoors and outdoors if you are away from your home
  • Unnecessary travel should be limited

A copy of Governor Wolf's Press Release can be found here.

A copy of Governor Wolf's Press Release outlining mitigation efforts in place on December 11 can be found here.
December 22, 2020

FUNDING FOR YOUR BUSINESS IS ON THE WAY, COVID-19 STIMULUS HEADED TO PRESIDENT'S DESK!
 
President Donald Trump is expected to sign into law a $2.3 trillion year end spending bill which includes $900 billion for COVID-19 relief. Important provisions of this bill which may help your business include:

Paycheck Protection Program
  • $284 billion allotted to reopen the Paycheck Protection Program (PPP) for forgivable loans.
  • Expands eligibility to 501(c)6 nonprofits.
  • Businesses may now deduct expenses paid for with the PPP loan.
  • Simplified loan forgiveness for loans under $150,000.
  • Expands the number of qualified expenses to include operating costs, supplier costs, worker protection costs, and property damage costs.
  • Restaurants and hotels are eligible for increased PPP funding.
  • Sets the maximum loan amount at $2 million.
  • Click here for more information on how to apply for a PPP loan.

Additional Funding for Small Businesses
  • $15 billion in dedicated funding for live venues, independent movie theaters, and cultural institutions.
  • $20 billion for Economic Injury Disaster Loan (EIDL) grants for businesses in low-income communities.

Business Tax Credits
  • Extends and expands the Employee Retention Tax Credit through July 1, 2021 and increases the refundable payroll tax credit to a maximum of $14,000.
  • Employers may now also take the Employee Retention Tax Credit and participate in PPP but it cannot be for same costs.
  • To be eligible for the Employee Retention Tax Credit, businesses must have experienced a significant decline in revenue or a partial or full suspension of operation due to government orders limiting business operations.
  • Extends tax credits for providing both paid sick leave and paid family and medical leave under the Families First Coronavirus Response Act (FFCRA) through March 21, 2021

Unemployment Benefits
  • Extends unemployment compensation benefits for 11 weeks through mid-March.
  • Includes the Pandemic Unemployment Assistance (PUA) which extended unemployment benefits to workers who traditionally were ineligible, such as gig economy workers and independent contractors and Federal Pandemic Unemployment Assistance (FPUA), which will now provide an additional $300 per week supplement for state unemployment.
  • Workers with at least $5,000 in self-employment income may be eligible for an additional $100 per week benefit as part of the Mixed Earner Unemployment Compensation to adjust for a lower UI base payment. 

Stimulus Payments
  • $600 per individual making up to $75,000 per year.
  • $1,200 per couple making up to $150,000 per year.
  • $600 payment for each child dependent.
  • Eligibility is based off of 2019 tax return data.

Additional Provisions
  • $25 billion for rental assistance programs and an extension of an eviction moratorium thorough January 31, 2021.
  • $82 billion for education providers like schools and colleges to help reopen classrooms safely.
  • $69 billion for vaccine procurement, testing, contact tracing, and funding for healthcare providers.
  • $10 billion to help with child care assistance.
  • $13 billion in increased Supplemental Nutrition Assistance Program and child nutrition benefits.
  • $7 billion for broadband access for low-income families and rural areas, including $250 million for telehealth.
  • $45 billion to fund transportation related aid.
  • A ban to surprise medical billing.

The Chamber has fought to include liability protections from COVID-19 related lawsuits for businesses, as well as additional funding for state and local government in this package. While both of these provisions have been removed from this bill, this will remain a priority for the Chamber and our members. We will persist in our plea to our elected officials for these essential policies. If your business is unfortunately experiencing any liability trouble related to COVID-19, please share your situation with us so we may show our representatives first hand why liability protections are so important. Out team's contact information is below.
Dec. 10, 2020

PA Governor Tom Wolf announced new limited-time mitigation efforts as Pennsylvania reports a surge in COVID-19 cases.

These limited-time mitigation efforts take effect at 12:01 a.m. on December 12, and remain in effect until 8 a.m. on January 4, 2021. These mitigation efforts include:

In-Person Dining and Alcohol Sales
  • All in-person indoor dining at businesses in the retail food services industry, including, but not limited to, bars, restaurants, breweries, wineries, distilleries, social clubs, and private catered events is prohibited.
  • Outdoor dining, take-out food service, and take-out alcohol sales are permitted and may continue, subject to any limitations or restrictions imposed by Pennsylvania law, or this or any other Order issued by the Sec. of Health or by the governor.

Indoor Gatherings and Events
  • Indoor gatherings and events of more than 10 persons are prohibited.

Outdoor Gatherings and Events
  • Outdoor gatherings and events of more than 50 persons are prohibited.

Capacity Limits for Businesses
  • All in-person businesses serving the public may only operate at up to 50% of the maximum capacity stated on the applicable certificate of occupancy, except as limited by existing orders to a smaller capacity limit.

Gyms and Fitness Facilities
  • Indoor operations at gyms and fitness facilities are prohibited.
  • Outdoor facilities and outdoor classes can continue, but all participants must wear face coverings in accordance with the Sec. of Health’s Updated Order Requiring Universal Face Coverings, including any subsequent amendments, and practice physical distancing requirements.

Entertainment Industry
  • All in-person businesses in the entertainment industry serving the public within a building or indoor defined area, including, but not limited to, theaters, concert venues, museums, movie theaters, arcades, casinos, bowling alleys, private clubs, and all other similar entertainment, recreational or social facilities, are prohibited from operation.

Additional mitigation efforts:

In-Person Extracurricular School Activities
  • Voluntary activities sponsored or approved by a school entity’s governing body or administration are suspended, but these extracurricular activities may be held virtually. This includes, but is not limited to, attendance at or participation in activities such musical ensembles, school plays, student council, clubs, and school dances.

K-12 School Sports and Youth Sports
  • All sports at K-12 public schools, nonpublic schools, private schools and club, travel, recreational, intermural, and intramural sports are paused.

Professional and Collegiate Sports
  • Professional or collegiate sports activities may continue in accordance with guidance from the CDC and the Department of Health.
  • Spectators may not attend such sports activities in person.

A copy of Governor Wolf's Press Release can be found here:
Governor Wolf Limited-Time Mitigation Orders Press Release

A copy of Governor Wolf's Limited-Time Mitigation Order can be found here:
Limited-Time Mitigation Order
July 17, 2020

NEW RULES FOR RESTAURANTS

PA Governor Tom Wolf announced new statewide mitigation efforts as Pennsylvania reports a surge in COVID-19 cases. Some of the new restrictions under the Governors order include:
  • Bars and restaurants that allow indoor dining will only be able to seat up to 25% of their capacity. The previous restriction was set at 50% capacity. Outdoor dining will not be affected.
  • Tele-work must be implemented, whenever possible, and that indoor gatherings will be limited to 25 people, and outdoor gatherings remain at a maximum of 250 people.
  • All gyms and fitness facilities, while permitted to continue indoor operations, are directed to prioritize outdoor physical fitness activities.

The order is expected to last “until further notice.” To view the official order from Governor Wolf please click here.

EXTRA MONEY for Front-Line Workers
Pennsylvanians working on the “front-lines” against COVID-19 are at greater risk of catching COVID-19 at work. Many are now eligible for additional “hazard pay” of $3 an hour. This $50 million program will be funded by federal COVID-19 aid and is based on a bill approved in April and May by Pennsylvania lawmakers. Those eligible for the additional pay include assisted living facility and hospital workers, grocery store employees, farm workers, and ambulance and bus drivers. The workers must be earning less than $20 an hour. The additional pay would last for 10 weeks, with a maximum of $1,200 per employee. Only employers can apply for this program for their employees. You can file applications with the Department of Community and Economic Development.


Northampton County COVID-19 Relief Small Business Grant Program
The Northampton County COVID-19 Relief Small Business Grant Program is now accepting applications! Northampton County Council has approved $4 million dollars of CARES Act funds to be distributed to small businesses in Northampton County. The Chamber is honored to be partnering with the County to spread the message to small businesses with 100 or fewer employees. To view or download the eligibility guidelines to apply for up to $15,000 to mitigate the impact of COVID-19 related expenses click here.


AUGUST 8---Paycheck Protection Program Deadline Extended
The Paycheck Protection Program is continuing to accept applications for loans for businesses impacted by COVID-19. The new deadline to apply is now August 8, 2020. To view a list of lenders participating in the PPP program as well as directions on how to apply click here.


COVID-19 Federal Liability Protections
The Chamber continues to encourage our state and federal officials to ensure businesses are not subject to frivolous lawsuits from COVID. The Senate is expected to include a provision in the next pandemic relief package which would provide a five-year shield from COVID lawsuits. The proposal would be retroactive from December 2019 through 2024, or the end of an emergency declaration issued by the Department of Health and Human Services. Along with some additional entities, businesses would only be liable “if they failed to make reasonable efforts to follow applicable public-health guidelines” or committed “an act of gross negligence.”


Speaking of legal action…could you use 20 minutes of FREE legal advice? 
To support our members, The Chamber is offering member businesses a FREE 20 minute legal consultation with one of our four Chamber Law Firm Partners:
  • Lesavoy Butz & Seitz FOR Business, Corporate, Real Estate, Estate Planning & Litigation Needs
  • King Spry Herman Freund & Faul FOR Employment and Labor, Employee Benefits;
  • Zator Law FOR Estate Planning, Bankruptcy, Business/Commercial Law, Real Estate, Criminal Defense, and Workers’ Compensation
  • Gross McGinley FOR Business, Corporate, Employment and Real Estate
This new benefit is designed to provide our members with access to general legal guidance concerning the required safety regulations and procedures on the reopening of their business.

To take advantage and to be connected with one of our firms, please contact Alison Pickel, SVP of Member Relations, at (610) 739-1512.
Disclaimer:
Information discussed during the Chamber legal consultation call is intended for general informational purposes only and does not constitute legal advice. The legal consultation call does not create an attorney-client relationship between the attorney and caller. Likewise, none of the information discussed during the initial consultation call is covered by attorney-client privilege. If more information or legal guidance is needed beyond the legal consultation call, you may formally retain an attorney who can examine the complete facts and provide a legal opinion on your matter.


NEW JERSEY UPDATE:

New Jersey is currently in Stage 2 of Governor Murphy's plan to reopen New Jersey.

It’s not clear when New Jersey will move into Stage 3, which is the final numbered stage and the “new normal” according to Governor Murphy, which could include limited entertainment, bars and expanded dining. Murphy has said” a new normal likely won’t take shape until a vaccine or treatment for the corona virus is widely available.”

For businesses with questions on New Jersey’s reopening and for help with other issues related to COVID-19 please click here.
July 2, 2020

3 Major Changes that Could Affect your Business

  1. Still time for you to apply for the Paycheck Protection Program...
  2. U.S. Senate focuses on liability protection for business…
  3. Speaking of liability... could you use 20 minutes of FREE legal advice?  

1) Still time for you to apply for the Paycheck Protection Program…
Last night, the U.S. House unanimously passed legislation that would extend the deadline to apply for Paycheck Protection Program (PPP) loans through August 8.  The U.S. Senate passed the extension on Tuesday and now it is on the President's desk for signature. We anticipate as early as today he will sign the extension into law. Of the $660 billion in total funding for the program, approximately $130 billion is still available.
 
The Chamber would like to thank all of our federal representatives - U.S. Senators Bob Casey and Pat Toomey - and our members of Congress - Matt Cartwright, Tom Malinowski, Dan Meuser and Susan Wild - for supporting the extension.
 
More big news on the PPP front…
If the proposed PPP Small Business Forgiveness Act is passed, your PPP loans of $150,000 or less will only require a simple, one-page attestation form to your lender for forgiveness.  The Chamber supports this legislation introduced by North Dakota Senator Kevin Cramer that would also benefit chamber members in the following ways:
  • The borrower shall be held harmless from any enforcement action if the borrower’s attestation contained any falsehoods.
  • The borrower attestation will include a means by which a borrower, on a voluntary basis, will provide the following demographic information: sex; race; ethnicity; and veteran status of owner.

2) “…any bill that passes the Senate will have liability protections in it.”
Those words were said on Tuesday night by U.S. Senate Majority Leader Mitch McConnell regarding stimulus legislation. While no specifics have been given by McConnell, he has indicated the legislation would include significant liability protections against lawsuits anyone may bring because of the COVID-19 pandemic, unless in cases of gross negligence and intentional misconduct. The Chamber has heard your concerns loud and clear and will continue to express to our legislators at the federal and state levels that businesses have had it hard enough the past few months and needs to be protected against frivolous legal action. The Senate will recess today and return July 20. Chamber staff will keep you updated as we continue to work with our congressional offices. 

3) Speaking of legal action…could you use 20 minutes of FREE legal advice? 
To support our members, The Chamber is offering member businesses a FREE 20 minute legal consultation with one of our four Chamber Law Firm Partners:
  • Lesavoy Butz & Seitz FOR Business, Corporate, Real Estate, Estate Planning & Litigation Needs
  • King Spry Herman Freund & Faul FOR Employment and Labor, Employee Benefits;
  • Zator Law FOR Estate Planning, Bankruptcy, Business/Commercial Law, Real Estate, Criminal Defense, and Workers’ Compensation
  • Gross McGinley FOR Business, Corporate, Employment and Real Estate
This new benefit is designed to provide our members with access to general legal guidance concerning the required safety regulations and procedures on the reopening of their business.

To take advantage and to be connected with one of our firms, please contact Alison Pickel, SVP of Member Relations, at (610) 739-1512.
Disclaimer:
Information discussed during the Chamber legal consultation call is intended for general informational purposes only and does not constitute legal advice. The legal consultation call does not create an attorney-client relationship between the attorney and caller. Likewise, none of the information discussed during the initial consultation call is covered by attorney-client privilege. If more information or legal guidance is needed beyond the legal consultation call, you may formally retain an attorney who can examine the complete facts and provide a legal opinion on your matter.

PA STATE UPDATE:

The COVID-19 Relief Statewide Small Business Assistance Program is Now Open
Pennsylvania is now accepting applications for grants to help small businesses recover financial losses caused by the statewide business shutdown order due to COVID-19. Small businesses in Pennsylvania can apply for grants of between $5,000 and $50,000 to affected businesses that have 25 of fewer employees and meet other eligibility requirements. The application period opened June 30 and will remain open for 10 days. Information on the grant program including eligibility requirements and application details can be found at the Rising Tide Community Loan Fund.


PA Unemployment Extension
The Pennsylvania Department of Labor and Industry has announced that unemployment compensation benefits are being extended. Individuals who have exhausted their regular Unemployment Compensation (UC) and federal Pandemic Emergency Unemployment Compensation (PEUC) may qualify for 13 additional weeks of payments through the state’s Unemployment Compensation Extended Benefits (EB) program. The Extended Benefits payments will begin to be rolled out at the end of next week and eligible individuals will receive notification by mail. More information about eligibility and how to file claims for extended benefit can be found here


Don’t Forget Your Mask
Governor Tom Wolf is reminding all PA residents and businesses that masks are mandatory the entire time while visiting a business. Also, yesterday the PA Secretary of Health Dr. Rachel Levine signed an executive order mandating that Pennsylvanians wear a mask anytime they are in a public setting.

State agencies have sent communications to PA businesses this week outlining mask requirements. The state’s business guidance outlining mask wearing requirements can be found here

NEW JERSEY UPDATE:

Governor Phil Murphy has announced that indoor dining, which was initially set to open today, July 2, has been postponed indefinitely. Governor Murphy announced the restrictions will remain in place due to a surge in COVID-19 cases in other states driven in part by the return to indoor dining.

For the most up to date information regarding COVID-19 and resources available in New Jersey please here

Need Help Finding Workers? PA CareerLink Lehigh Valley is Here to Help

PA CareerLink Lehigh Valley is here to help provide you with skilled workers. The employment, training, and labor market services you receive through their workforce delivery system are professional, comprehensive, and on-target. These services come at no cost to you.

To learn more about employment and training programs, call 610-437-5627, extension 136, or email [email protected]
June 24, 2020

This Friday, June 26, the Lehigh Valley will join the remainder of Pennsylvania counties in the Yellow Phase and move into the Green Phase. The only county to remain in the Yellow Phase is Lebanon.

What does this mean for your business:
  • Continued tele-work is strongly encouraged,
  • All businesses operating at 50% occupancy in the Yellow Phase may increase to 75% occupancy in the Green Phase,
  • Large gatherings of more than 250 are prohibited,
  • Restaurants and bars open at 50% occupancy,
  • Personal care services (including hair salons and barbershops) open at 50% occupancy and by appointment only,
  • Indoor recreation, health and wellness facilities, and personal care services (such as gyms and spas) open at 50% occupancy with appointments strongly encouraged,
  • All entertainment (such as casinos, theaters, and shopping malls) open at 50% occupancy,
  • For a complete listing of what can and cannot be done, please click here


PA STATE UPDATE:

GRANT $ for BUSINESSES
The Department of Community and Economic Development (DCED) announced the new COVID-19 Relief Statewide Small Business Assistance Program to provide grants ranging from $5,000 to $50,000 to small businesses that have been economically impacted by COVID-19. The program is expected to open Tuesday, June 30. Information about the program and how to apply can be found here.

Small businesses must apply through their local Community Development Financial Institutions (CDFIs).

Below are the CDFIs in our area:

Lehigh County:
The Rising Tide
Community First Fund

Northampton County:
The Rising Tide
Community First Fund
The Enterprise Center

Monroe County:
Metro Action
The Rising Tide

Carbon County:
Metro Action
The Rising Tide
​
FEDERAL UPDATE:

COVID-19 Stimulus
Senate Leaders and Trump Administration officials are working on negotiating a new COVID-19 stimulus package. At the forefront of these negotiations is another round of $1,200 stimulus payments to help those struggling financially due to COVID-19. As of last evening, many Senate Republicans said they were not apt to agree to additional payments at this time. Also being discussed for possible inclusion in the next stimulus funding legislation is another round of the Paycheck Protection Program, a payroll tax holiday, as well as federal funding for schools and colleges to return in the fall. Chamber staff will keep you updated as we learn more from our federal officials.


CARES ACT BENEFITS --- 7(a) LOANS
Unknown to most of us, there is a clause in the CARES Act that allows any Section 7(a) loan closed before Sept. 27, 2020, the CARES Act provides for the forgiveness of the first six months of both principal and interest payments, plus any related fees, for the borrower. In real terms, it means that a small-business owner can save about $33,000 on a $500,000 loan.

You can read more about that here.


Economic Injury Disaster Loan (EIDL)
The SBA will begin accepting new Economic Injury Disaster Loan (EIDL) and EIDL Advance applications from all eligible small businesses and U.S. agricultural businesses. To learn more about eligibility and apply, click here.


Application DEADLINE for Paycheck Protection Program (PPP)
June 30, 2020 remains the final day to apply for a Paycheck Protection Program loan. If you are interested in applying for a PPP loan, you can find information here.

The Chamber supports extending the application deadline and are told there is pending legislation to do that. Thank you to U.S. Congresswoman Susan Wild and her team for all of your assistance.


PPP Loan Forgiveness Made Simple
The Small Business Administration introduced the 3508EZ Form which simplifies the process of applying for loan forgiveness for certain borrowers. The EZ PPP Loan forgiveness application requires fewer calculations and less documentation for certain borrowers. You may be eligible to apply for forgiveness with the 3508EZ application if you meet at least one of the three qualifications below:
  1. You are self-employed and do not have any employees.
  2. You did not reduce your employees' hours or did not reduce their salaries or wages by more than 25%.
  3. You experienced reductions in business as a result of health directives related to the Coronavirus (COVID-19) AND did not reduce the salaries or wages of your employees more than 25%.

NEW JERSEY UPDATE:

The State of New Jersey has entered Phase 2 of its reopening plan.

In Phase 2, outdoor dining is allowed at restaurants and non-essential retail stores can now allow customers inside again at half capacity. Governor Murphy has announced that Casinos in New Jersey as well as indoor dining throughout New Jersey can resume at 25% capacity on July 2. Governor Murphy has not announced when he expects New Jersey to enter Phase 3 of its reopening.

To view Governor Murphy's “Strategic Restart Plan” click here.
June 4, 2020

Tomorrow, June 5, Lehigh and Northampton Counties will join all of PA, including Carbon and Monroe Counties, and move to a less restrictive "yellow" phase from the Governor’s “Process to Reopen PA."

What does this mean for your business:
  • Tele-work must continue where feasible,
  • The Stay-at-Home order is lifted,
  • Large gatherings of more than 25 people are prohibited,
  • In-person retail allowed, however curbside is preferred
  • Restaurants and Bars may open outdoor dining, in addition to carry-out.
  • For a complete listing of what can and can’t be done, please click here

State issued new guidance for re-opening the restaurant industry, click here.

Counties will be monitored for “increased risks” for 14 days. If mitigated, the county will transition to the final green phase.

FEDERAL UPDATE:

Positive Modifications to PPP (Paycheck Protection Program)
Heading to the President’s desk for his signature is the “Paycheck Protection Program Flexibility Act" changing the restrictions you must abide by in order to be forgiven of your PPP loan. Information about the Paycheck Protection Program can be found here.
  • You will now have 24 weeks to spend the PPP loan funds –original period was 8 weeks
  • You may spend up to 40% on NON-payroll costs—original amount was 25%
  • For any PPP funding that is not forgiven, you will have up to 5 years to repay—original was 2 years 
  • For more details on this flexibility legislation, click here

We spoke on your behalf to our federal legislators encouraging their support of this legislation and they really listened to your voices! A BIG THANKS to U.S. Senators Casey and Toomey, as well as U.S. Reps Cartwright, Malinowski, Meuser and Wild for supporting business!


HEROES Act
The House of Representatives passed the Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act on a partisan vote, which would provide an additional $3 trillion in relief due to the COVID-19 pandemic. The Senate Leadership expressed many concerns over this bill and have expressed interest in working on other legislation.

Proposed PA State Funding for Business

Pennsylvania Senate Democrats have announced their “Main Street Business Revitalization Grant Program.” Senators Costa, Hughes, Blake, and Iovino are calling for $550 million of funds allocated to Pennsylvania through the federal CARES act to be used for this program. Some of the eligible businesses would include barbers, salons, restaurants, bars and taverns, retailers, coffee shops, hardware stores, garden shops, realtors, childcare facilities, and other small businesses. Negotiations are ongoing between Governor Wolf and the legislature on how the remaining CARES funding will be allocated.

CareerLink Lehigh Valley is Here to Help
NEW JERSEY UPDATE:

Governor Phil Murphy announced a 3 phase reopening plan and is currently in stage 1. During stage 1, restrictions are relaxed on low risk activities. New Jersey is expected to enter stage 2 of the reopening process on June 15th. This includes limited in-person government activities, limited fitness/gyms, reopening of museums and libraries, outdoor dining, and limited in-person retail. Hair salons and barbershops can reopen on June 22nd.

Information on Governor Murphy’s Plan to reopen NJ can be found here.
May 1, 2020

Dear members,

Thank you for staying strong through this crisis. The Chamber continues to fight for you and call on our elected officials to reopen our state and provide additional funding to keep your employees employed and your business strong. We remain focused on providing the most important resources available to you, our members. 
We will all come out of this stronger together #ChamberStrong

We anticipate a press conference this afternoon from PA Governor Tom Wolf updating Pennsylvanians on his plan to reopen the state. We are anxious to find out when Carbon, Lehigh, Northampton and Monroe businesses can open their doors. We will keep you updated!

Here is what we know right now…
Governor Wolf’s current plan to re-open PA includes three phases coded in red, yellow and green.
  • Currently the entire state is in the red phase focused on minimizing the spread of COVID-19 through strict social distancing, non-life sustaining business and school closures, and building safety protocols.
  • The plan dictates that to move from the red phase to the yellow phase, one of the deciding factors is the determined regional area must have fewer than 50 new confirmed cases per 100,000 population reported to the department in the previous 14 days. For example, an area with a population of 800,000 people would need to have fewer than 400 new confirmed cases reported in the past 14 days to meet the target.
  • To give you an idea of where we stand in the Lehigh Valley, the latest PA Dept. of Health numbers of new cases of COVID-19 are: Carbon (5), Lehigh (77), Northampton (42) and Monroe (16)
 
  • The Governor has stressed that additional factors will weigh in on the reopening decision including:
  • Testing system
  • Robust case investigation and contact tracing infrastructure.
  • Identification of area’s high-risk settings and what safeguards are in place

This week, Republican lawmakers voted to subpoena documents from the Wolf Administration over their controversial coronavirus waiver process for essential businesses.

How $4 Billion in Federal Stimulus will be Spent in PA
PA State lawmakers discussed this week how to spend the nearly $4 billion allotted to PA from federal stimulus dollars. The Senate Democratic Caucus proposed spending $1.1 billion to assist working people, $900 million on education and child care, $650 million to assist health care workers, first responders and other front-line workers in the COVID-19 fight, $425 million to help small businesses and $300 million to help African American and Hispanic communities.

Senate Majority Leader Jake Corman, R-Centre, said he would like to see stimulus legislation sent to Gov. Tom Wolf for signing before Memorial Day.


AT THE FEDERAL LEVEL:
  • Today, the U.S. Supreme Court has ordered Governor Wolf to respond to a lawsuit by a group of Pennsylvania business people who claim the state’s shutdown violates their constitutional rights.
 
  • U.S. Senator Pat Toomey was named to the bipartisan White House task force assisting the President with a plan to reopen the economy. Senators Toomey and Bob Casey shared their perspectives here.

More Federal Stimulus:
This week $310 billion was made available for the PPP (Paycheck Protection Program). The Chamber’s Public Policy staff worked with many chamber members who were not successful in the first round but still had an application in the lineup and many who were applying first time for this round. Thank you to all of our banks for working countless hours for Lehigh Valley businesses. 

Due to the stimulus in the last round going to many not so small businesses, the SBA has pledged to increase scrutiny of any loans distributed above $2 million under the PPP.

Knowing that the $310 Billion is not going to be enough for all businesses in need, we are joining with other chambers around the country asking Congress to create a CARES Act 2, which would be phase 4 of the relief packages. We are told phase 4 may include financial aid for state and local governments, liability protections for businesses (we are fighting to include this - we joined other associations in sending this Letter to House and Senate Leadership) and health care workers, hazard pay for front line workers, expanded unemployment benefits, tax relief, and additional direct payments.

What else are we focused on for your business?
The Chamber joined a nationwide group of business and manufacturing industry associations to request action from Congress to ensure that businesses which have remained operational during these times of legal uncertainty, don’t risk becoming the targets of coronavirus-related lawsuits which would derail our recovery.

PA STATE ASSISTANCE:
Independent contractors, gig workers and self-employed, are now able to apply for unemployment through the state Department of Labor and Industry’s website: here's the link.​

For questions about program eligibility and information about the documents you will need to provide when applying, click here. 

The Pandemic Unemployment Assistance (PUA) is part of the federal CARES Act and expanded eligibility for these individuals who are traditionally ineligible for unemployment benefits.

For questions specific to applying for PUA, please email [email protected] 

CareerLink Lehigh Valley is Here to Help:
NEW JERSEY UPDATE:
New Jersey Governor Phil Murphy held a press conference earlier this week to reveal his plan to reopen New Jersey. 

In his address he mentioned a “responsible” economic restart which would see the state looking at reopening businesses that are low-risk first, though he did not give examples of what businesses would fit into this category. He also stated that when businesses can re-open, customers should expect to wear face coverings in certain locations, ands some businesses will continue to have employees working from home if possible. 

You can find Governor Murphy’s “The Road Back: Restoring Economic Health Through Public Health” plan here
April 20, 2020

As of 8:00 p.m. Sunday, April 19, masks must be worn in public. Employers must require all employees and customers to wear masks or the business may face a fine and/or citation.

Today, Governor Wolf addressed the Commonwealth extending the stay-at-home requirement through May 8. He said more details will be forthcoming on the process for reopening the state and reaffirmed those decisions will be data driven related to COVID-19. 
 
Two positives for business:
  • Online car sales will resume after the Governor signs into law later today legislation enabling PA notaries to perform online notarizations. 
  • Public and private residential and non-residential construction may resume on Friday, May 8 following safety guidance coming soon from the Administration.


Seeking FEDERAL ASSISTANCE for your business:

The $350 billion allocated by the federal government through the CARES Act to assist businesses in keeping employees paid, is out of money. Our small businesses need immediate financial relief. The Chamber is calling on Congress to immediately restore funding for the CARES Act small business loan and grant programs. The Public Policy Team is closely monitoring the situation in Washington and will alert you as soon as there is concrete information to share. 

STATE ASSISTANCE:

Independent contractors, gig workers and self-employed, are now able to apply for unemployment through the state Department of Labor and Industry’s website: here's the link.​

For questions about program eligibility and information about the documents you will need to provide when applying, click here. 

The Pandemic Unemployment Assistance (PUA) is part of the federal CARES Act and expanded eligibility for these individuals who are traditionally ineligible for unemployment benefits.

Ready to reopen for business!

With nearly 1.5 million Pennsylvanians filed for unemployed as a result of COVID-19, legislation was passed last week, mostly along party lines, to reopen a good portion of PA businesses. It was a partisan vote that redefined what businesses are life-sustaining and non-life-sustaining as long as they as they took certain safety precautions according to CDCP (Centers for Disease Control and Prevention).

The Governor did not sign that legislation and announced he will veto it. The legislation was passed mostly upon party lines and there are not enough legislators in favor to override his veto.

On Friday, April 17, Gov. Wolf announced his Plan for PA focused on relief, reopening, and recovery. His specific plan addressing business is here.

For those businesses who are deemed life-sustaining, the state department of health has issued a workplace safety measures document.

Employer Support Webinar

On Thursday, April 23rd, PA CareerLink® Lehigh Valley/EDSI will be hosting an Employer Support Webinar at 3PM for Lehigh Valley employers. During this webinar, you will get a chance to learn about strategies from a turnaround professional, who has helped save hundreds of financially distressed companies during times of crisis. You will also get a chance to participate in a Q&A session.
 
Companies within the Lehigh Valley that attend the webinar will also be able to schedule 60 minute, one-to-one sessions (free of charge), where turnaround professionals can help you assess your situation and put together a plan of action.

PLEASE CLICK HERE TO REGISTER FOR THE WEBINAR

March 31, 2020

Industry Guidance (3/24)
File Size: 666 kb
File Type: pdf
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Life Sustaining Business FAQs
File Size: 117 kb
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Paycheck Protection Program
File Size: 66 kb
File Type: pdf
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In response to the Coronavirus, Congress has passed and President Trump has signed a $2.2 Trillion relief package with $350 million being targeted specifically to small businesses.  The money is to be used to  keep workers employed amid the pandemic and economic downturn.  Known as the “Paycheck Protection Program,” the initiative provides 100% federally guaranteed loans to small businesses who maintain their payroll during this emergency.  Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward.

​The Greater Lehigh Valley Chamber of Commerce is here to work with you and answer questions you may have on the numerous programs and guidelines.  If we can’t answer it, we will find you the answer. 
 
We know you are being inundated with emails and it becomes quite confusing for all of us.  The Chamber’s Public Policy team focused on sorting through to provide you with the most updated information in the most expedient manner  and the most important links available at this time to you, our members.
 
The NEW Stimulus Bill —How Can It Help Your Business?
(Coronavirus Aid, Relief, and Economic Security (CARES) Act)
Congress has approved $350 billion in emergency loans for small businesses to help keep their workers employed. In fact, if small businesses maintain or later restore their payrolls, they may not have to repay some — or possibly any — of the loan.
  • Paycheck Protection Program Q&A for employers (file above)
  • What Coronavirus Emergency Loans are Available? Click here to find out.

Families First Coronavirus Response Act (FFCRA)
  • For questions and answers, click here.
  • Click here to view paid Leave Requirements. 
  • To view the U.S. Department of Labor’s Wage and Hour Division (WHD) additional implementation guidance, click here.
 
What More Can I Do To Keep My Family and Employees Safe?
U.S. Senator Toomey requested that we share this message with you:
Pennsylvania State Government Updates:
  • The Governor’s office updated list of life-sustaining and non-life-sustaining businesses: View file above.
  • Q&A from the Governor’s office on determining life-sustaining businesses (updated Friday, 3/27): View file above.
  • To request a waiver, click here.
  • Unemployment Information: CareerLink LV and Office of Unemployment Compensation

March 25, 2020

03.23.20-stay-at-home-order-guidance.pdf
File Size: 84 kb
File Type: pdf
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govwolf-life-sustainingbusinesses.pdf
File Size: 666 kb
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Unemployment Assistance:
Financial Help for your Business:
State:
  • For a list of the most updated list from the Governor’s office of Life-Sustaining and Non-Life-Sustaining businesses, click here. (Last updated on Tuesday 3/24 at 2:30pm)
  • To apply for a waiver to keep your business open, click here.
  • New loan program (up to 100,000 per business available) approved in Harrisburg today for small businesses impacted by COVID-19 under the Pennsylvania Industrial Development Authority’s (PIDA) Small Business First Fund, the COVID-19 Working Capital Access Program (CWCA). For information, click here.
  • If you own a business and had to close either temporarily, consider layoffs or believe you are financially at-risk for permanent closure the Rapid Response Assistance Program is available to you and your employees: [email protected]
Federal:
  • SBA Offers Daily Disaster Loan Training Webinars for Small Business. Click here for information.
  • Thursday, March 26: 9:00-10:30: SBA Disaster Loan Webinar and Pennsylvania State Financing Programs to help Small Businesses with COVID 19. Click here!
  • Friday, March 27: 9:00-10:30: SBA Disaster Loan Webinar and Pennsylvania State Financing Programs to help Small Businesses with COVID 19. Click here!
  • You are hearing much about financial assistance coming from our federal leaders. As soon as information is finalized, we will get it out to you asap!

March 24, 2020

PA Governor Tom Wolf has released an updated list of business types that may continue physical operations, in relation to the Governor's Executive Order mandating closures for COVID-19 mitigation.

​View the list: https://bit.ly/2xqjmZm

March 21, 2020

PA Governor Tom Wolf delayed the time enforcement will begin against non-life-sustaining businesses until Monday (3/23) at 8:00 a.m.

To apply for a waiver to keep your business open: https://bit.ly/2U6uG66

Governor’s list (UPDATED: Friday, 3/20) of life-sustaining and non-life sustaining businesses: https://bit.ly/33D4Jhm

March 20, 2020

PA Governor Tom Wolf mandated that all non-life-sustaining businesses close their physical locations.
 
The governor is granted extraordinary powers upon his declaration of a disaster emergency, such as COVID-19.
 
To view the governor's list of non-life-sustaining vs. life-sustaining businesses, click here. (In extenuating circumstances, special exemptions will be granted to businesses that are supplying or servicing health care providers.)
 
Failure to comply with these requirements will result in enforcement action that could include citations, fines, or license suspensions. 
 
Enforcement Actions for Non-Compliance will Begin at 12:01 a.m. Saturday, March 21.
 
If you would like to seek a waiver for your business, at this time the process available is to email: [email protected].
 
If you would like to contact the Administration with questions about whether you need to close your business, the process provided is to email: [email protected]
 
Help for you available as of this morning:
  • Yesterday afternoon, the SBA (Small Business Administration) extended its approval of disaster loan assistance to ALL PA Counties. Click here.
  • State officials announced $61 million is now available through the Small Business First Fund for working capital loans of up to $100,000 directly to small businesses. The current interest rate is 3% but we are told that may be adjusted. The PA Industrial Development Authority expects that applications will be accepted as early as next week. The Small Business First Fund is administered by certified economic development organizations (CEDO) in each county. Click here to find your CEDO.

March 19, 2020

A lot happened last night!
  • President Trump signed an emergency relief package [Families First Coronavirus Response Act] providing funding and other changes to law to assist the Nation responding to COVID-19. Key elements of $100 billion, bi-partisan bill are: paid emergency leave to workers, provisions for free coronavirus testing and bolstered unemployment benefits. More details to come…
 
  • The SBA (Small Business Administration) approved areas of PA for disaster loan assistance. At this time Monroe and Northampton Counties are listed as approved. We will keep you updated as our other counties are approved. (See More)
 
  • State officials announced $61 million is now available through the Small Business First Fund for working capital loans of up to $100,000 directly to small businesses. The current interest rate is 3% but we are told that may be adjusted. This funding will be administered through PIDA (PA Industrial Development Authority). PIDA expects that applications will be accepted as early as next week. (See More)
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